Real Money Blackjack Online in 2024

Aside from poker, blackjack is probably the most popular card game you can play at land-based and online casinos. Because of its simple rules, fast-paced gameplay, and the allure of winning large sums of money, people from all walks of life enjoy playing blackjack.

And with the growing popularity of online gambling, blackjack has started to reach a much wider audience. If you’re an experienced blackjack player and want to get started playing online blackjack with real money, this guide is for you! Or if you’re just getting acquainted with the game, this guide is a good primer for your success as an online blackjack player!

On this page, we provide you with a list of the top casino sites to play blackjack for real money.

These platforms are guaranteed to keep your information safe and provide a unique gaming experience. You can’t go wrong with picking any of our recommended sites to gamble at.

This page will show you all about how to play blackjack at home with real money and the variety of bets you can choose from. Learning even just the basics can help you win more profits in your blackjack bets than just throwing out bets blindly.

We also offer more details on what makes our list of top casino sites the best, common real money blackjack knowledge that you should know, frequently asked questions, and much more!

Where To Play Online Blackjack for Real Money

Why Are They The Best Online Blackjack for Real Money Sites?

We take great pride in our review and ranking process for the best real money online casinos, and our gambling site reviews reflect that. We give an honest and in-depth analysis of every major online casino we have come across . And we never accept any type of bribe or barter from any gambling site looking to make it onto our list of top picks.

Instead, we take each online casino through a thorough and critical review process, and our team of experts narrows down the best of the best by closely examining these four primary aspects:

• Popular Real Money Blackjack Variations Offered
• Blackjack Side Bets Available
• Unmatched Game Quality
• Extensive Bonuses and Rewards

Popular Blackjack Variations Offered

One of the greatest things about real money blackjack is that it offers several different variations of the original game, giving players more variety in their choice of how to play. When you choose an online casino site to play on, you will likely gain access to at least a few variations of real money blackjack.

And this is one of the many aspects we take into consideration when choosing the best real money online gambling sites. We select sites that have popular and fun blackjack variations available.

Some of the most popular blackjack variations that we look for include:

• American Blackjack
• Vegas Strip Blackjack
• European Blackjack
• Blackjack Switch
• Blackjack Perfect Pairs

Blackjack Side Bets Available

Blackjack side bets are a compelling and entertaining aspect of real money blackjack. They help give the game an extra level of excitement and, when used correctly, can be very lucrative for the player. Therefore, we take this into consideration when ranking the top casino sites.

Some of the most popular real money blackjack side bets include:

• Perfect Pairs
• Insurance
• 21+3

Perfect Pairs

A perfect pairs side bet only refers to the player’s cards, and it only pays out if two of a kind is dealt in any of the following variations:

Hand	Pay Out
Perfect Pair (cards are the exact same)	25:1
Colored Pair (cards are same value and color)	12:1
Mixed Pair (cards are same value, different suit, and color)	5:1

The perfect pairs bet will affect the house edge depending on the payout and number of decks being used in the shoe. Typically, the house edge will range anywhere from 3% to 11%.

Insurance

An insurance bet is one of the most common side bets that occurs in real money blackjack games. This side bet allows you to cover yourself against a blackjack if the dealer reveals an ace face up.

The bet takes half of your original wager and pays out at odds of 2:1 if the dealer has a blackjack. Overall, the insurance bet reduces the house edge to help you minimize your losses.

21+3

The 21+3 side bet includes your two cards along with the dealer’s face up card. Different combinations payout differently.

Hand	Pay Out
Suited Triple (all three cards are the same)	100:1
Straight Flush (cards are consecutive in the same suit)	40:1
Three of a Kind (cards are the same, different suit)	30:1
Straight (cards are consecutive)	10:1
Flush (cards are same suit)	5:1

The house edge for this blackjack side bet is dependent on the number of decks being used in the shoe. This ranges anywhere from 6% to 9%.

Unmatched Game Quality

With how simplified advanced technology has made it to run certain programs, we take the time to be extra selective with our list of real money online casinos with blackjack. Therefore, we guarantee that the casino site you choose will provide you with a unique and unmatched gaming experience.

Extensive Bonuses and Rewards

Let’s face it. An online casino site simply cannot compete with the best of the best unless they are offering new and loyal players extensive bonuses and rewards. And this is especially true when it comes to a casino’s pool of online players, as they are able to join games from anywhere at any time of day.

Therefore, it goes without saying that we always consider an online casino site’s bonuses and rewards for new players before ranking them as one of our top sites to play online blackjack for real money.

Can You Win Real Money Playing Blackjack Online?

Winning real money playing blackjack is done the same way as winning real money in a brick and mortar casino. Your odds of winning are the same, the payouts are the same, and you can even have better control over the pace of the game and how much you end up wagering.

And the best part is that there are multiple different ways you can play online casino blackjack for real money, including:

• Live Dealer Blackjack Online
• Machine Dealer Blackjack Online
• Real Money Blackjack Apps

Live Dealer Blackjack Online

If you are someone who prefers to have a real person dealing cards and controlling the flow of the game, then live dealer blackjack online is the gameplay of choice for you. Advances in streaming technology and digital overlays have made it possible for brick and mortar casinos to offer their new and frequent players the option of playing from home without the pressure of physically sitting at a table.

Live dealer blackjack online is perhaps the most popular kind of online blackjack you can play with real money. And this is because it is both easy and convenient to get started. Simply choose your online blackjack casino, sign up or log in, deposit your funds, then choose a table that best fits your experience level.

Once you enter the virtual table, a live dealer will appear on your screen who will deal all of the cards. Pay attention to what the dealer says and try to keep up with the flow of the game. Live dealer blackjack online is played the exact same as it is in a brick and mortar casino. Just make sure you pay attention to which variation (if any) that you are playing.

Machine Dealer Blackjack Online

Machine dealer blackjack online comes in two primary versions: multiplayer and single player.

Multiplayer machine dealer blackjack is great for those who enjoy the experience of wagering against other players but do not want to be put at a disadvantage for not employing card counting systems. With machine dealer betting games, the deck is shuffled using random number generator (RNG) software after every deal, making it nearly impossible to effectively count cards and base your betting off of it.

The biggest complaint that most gamblers have about machine dealer blackjack is that the cards are randomized using the RNG software. Many prefer the experience of a live dealer, as it provides a sense of legitimacy that machine dealer games sometimes lack. However, this does not mean that machine dealer blackjack games are rigged, they are just simply more difficult to combine with betting and card counting strategies.

Blackjack Apps

The popularity of blackjack apps is on the rise. And as a result, all of the best online casino sites are making a push to offer their real money blackjack gambling in the form of an app.

The mobile gambling apps are used the same way as the web version of an online casino. All you need to do is download your selected app, create an account, deposit some funds, and choose the game you want to play! Alternatively, you can download the app of an online casino that you already use. This way, you can simply log into your account and start playing.

Always make sure your smartphone or other mobile device has a reliable connection to the internet. Otherwise, you run the risk of losing connection and being removed from a game. When this happens, it is typically quite difficult to be refunded whatever bets you had made before disconnecting, even if you had a winning hand.

Types of Online Blackjack for Real Money Games

Similar to most other card betting games, there are multiple differentblackjack variations for you to play. And most land-based and online casinos will offer you multiple variations in order to provide you with a personalized and unique experience.

Five of the most popular real money blackjack variations include:

• American Blackjack
• Vegas Strip Blackjack
• European Blackjack
• Blackjack Switch
• Blackjack Perfect Pairs

American Blackjack

Also referred to as regular blackjack, American Blackjack is the most common version of blackjack that is played in both land-based and online casinos. It differs from European Blackjack in regard to when the dealer receives their hole card.

If you have ever played “21” with your friends, then you were most likely playing American Blackjack.

Real Money Blackjack Online Strategies

If you have played table card games before, either in person or through an online casino, then you likely already know that each game comes with its own strategies that help players turn a profit. Real money blackjack is no different, and it comes equipped with several different strategies to choose from.

When it comes to playing blackjack for real money, there are two primary strategies you can apply to your gameplay. This includes counting cards and using a specific system to determine your bets.

Blackjack Card Counting Systems

Perhaps the most popular strategy that players use when playing blackjack for real money is card counting.

Card counting systems have been around for a long time and are used by almost all experienced gamblers who play blackjack, both in-person and online. These methods are an effective way to give yourself a natural edge over both the house and other players.

Be sure to use these blackjack card counting systems with caution, as casinos can ask you to leave if they suspect you of counting cards or if you are making it blatantly obvious.

Here are three of the most popular card counting strategies you can use for online blackjack with real money:

Hi-Lo

The Hi-Lo card counting system, also spelled as “high-low,” is perhaps the most popular blackjack card counting system being used in land-based and online casinos today.

Here are five simple steps for using the Hi-Lo blackjack card counting system:

• Step 1: Assign Point Values – In order to begin counting cards for blackjack, you need to have a value assigned to each card. The values for each card are listed in the table below.
• Step 2: Start With Zero – At the start of the deck and/or shoe, begin with a count of zero. As the cards are revealed, begin adding and subtracting according to the values assigned to the cards. For example, if the first five cards revealed were a 3, 7, King, Ace, and 6, then your count would look like this: 1+0-1-1+1 = 0
• Step 3: Divide the Running Count – Once all the cards are dealt for the first round, divide your running count by the number of decks remaining in the shoe. This will give you what is known as your “true count,” and will give you the most accurate running count possible when heading into the next round.
• Step 4: Choose Your Bet – Now that you know your true count, you can begin strategizing your bet strategy.
• Step 5: Make a Final Decision – Depending on whether or not your hand is working in your favor, your true count will ultimately help you decide how to bet. However, this is entirely up to you. As a general rule of thumb, the higher your running count is, the more likely you will need to either stand, split, take insurance, or surrender.

Knockout

The Knockout card counting system, also known as the KO system, is very similar to the Hi-Lo system and is easy for beginning real money blackjack players to grasp. The biggest difference between the KO system and the Hi-Lo system is that the KO system is unbalanced, meaning it has more low cards adding to your count rather than subtracting from it.

One of the biggest advantages of the KO system is that it lets you easily know how many 10-value cards remain in the shoe. Knowing this can give you a huge edge over other players, especially if you have higher running count.

Wong Halves

Although effective, the Wong Halves card counting system is more advanced than other methods. It’s not recommended for beginner real money blackjack players.

The reason the Wong Halves blackjack card counting system is so complex is because there are three levels of value that you need to keep track of. Multiple cards also use a fractional value, meaning some cards are only worth 0.5 while others require you to subtract 1. The easiest way to determine the size of your bets is to use your true count as a multiplier, which is calculated the same way as in the Hi-Lo system.

If you’d like to learn more about how Wong Halves works, check out our article on this card counting strategy.

Real Money Blackjack Bonuses, Perks, and Rewards

If winning a bunch of money from the comfort of your own couch was not enough to persuade you to play real money blackjack online, then perhaps one of the additional bonuses, perks, or rewards will:

• Real Money Blackjack Deposit Bonuses
• Free Real Money Blackjack Games
• Cashback on Real Money Blackjack Losses
• Additional Real Money Blackjack Perks

When our group of experts get together to analyze and determine the best online real money casino sites for playing blackjack, we always make sure to look for these four valuable benefits.

Real Money Blackjack Deposit Bonuses

A deposit bonus can be one of the best perks to playing with an online casino. This is because some online gambling sites offer huge deposit bonuses, with this number increasing alongside your initial deposit. In other words, some of the best online real money blackjack casinos are willing to match your initial deposit, essentially handing you free money for signing up and playing.

Sounds too good to be true? Well, make sure you read the fine print of your deposit bonus before answering that question.

Real Money Blackjack Deposit Bonus Disclaimer

It goes without saying that real money blackjack casinos are not going to just hand you money and allow you to immediately withdraw it. In fact, you can avoid a few common online gambling mistakes by using this list of details to pay attention to:

• Deposit Bonus Playthrough Requirements
• Time Allotted to Clear the Bonus
• Terms and Conditions
• Speed of Payouts

Deposit Bonus Playthrough Requirements

Always read the fine print on your deposit bonus agreement. In order to prevent people from creating multiple accounts, claiming deposit bonuses, then running away with the money, online casinos create what are known as playthrough requirements.

Playthrough requirements define the amount of total money you must wager in order to withdraw funds from your online gambling account to your bank account.

However, playthrough requirements may require you to wager a total of $1,500 before you can withdraw your money. As a result, it is crucial for you to read the fine print of your playthrough requirements so you fully understand the rules.

Time Allotted to Clear the Bonus

Going alongside your deposit bonus is the time you have allotted to clear it. In other words, some real money blackjack sites require you to use your deposit bonus within a set period of time. If you don’t use it, you risk losing it.

Don’t worry, this allotted time is never going to force you to gamble like a madman, and it’s usually pretty generous in comparison to the size of the bonus. Just try to keep your timeframe in mind once your bonus is deposited. Once you lose a bonus, there is no way to reclaim it.

Terms and Conditions

We understand that terms and conditions are not exactly the most thrilling reading material, but they are especially important when signing up for a real money blackjack site. These terms and conditions will clearly define the exact details of your agreement with online casino sites.

Speed of Payouts

Payout rates may be one of the most important yet overlooked aspects of an online casino’s perks and bonuses. After all, you most likely want to know how long it will take you to get money that you won playing blackjack online for real money into your bank account.

Always look into the speed of payouts that the online casino offers. Slow payout speeds and withdrawal processes can be a huge downer, even for online blackjack casinos that offer other amazing bonuses.

Free Real Money Blackjack Games

If you love the thrill of staking your own real money for the chance to win even more back, then you will also love that same thrill that does not require you to wager any of your own money. This is known as free games or casino play.

This type of perk is often offered to encourage new players to sign up with an online casino. Free casino play can also, at times, be offered to players with a VIP status.

Depending on the online casino’s guidelines for the free gameplay, you may have the option to choose your game. This means you could play blackjack for free (for a few hands, that is).

Cashback on Real Money Blackjack Losses

The phrase “I’d rather have it and not need it, than need it and not have it,” rings true when it comes to the cashback on losses perk that some online casinos offer. This type of perk works exactly as it sounds. You receive a percentage of your original wager back on any losing hands over the course of a day, week, or even month.

Obviously, this perk only works for a certain amount of time, number of games, or hands, so be sure to make the best of it. After all, losing is a natural part of gambling, and it takes continuous effort to get good at real money blackjack and start earning a profit.

Additional Real Money Blackjack Perks

Additional perks and bonuses may be offered by some of the top online casinos and can be earned throughout a player’s gambling career. Some of these prizes can be huge, and they often are not as simple as receiving a large sum of cash.

Instead, online blackjack sites will up the ante and offer unique rewards, such as:

• Vacation packages
• Fancy meal vouchers
• Free clothing
• Cars
• Swagger

Not all online casinos provide additional perks, however, and the ones that do often require you to spend a pretty penny in order to earn them.

Rules for Online Blackjack With Real Money

If you are planning to make some real money playing blackjack, then it goes without saying that you should know the basic rules of the game.

The Objective of Blackjack

The objective of blackjack is simple. You want to get your total card value as close to 21 as possible without going over, which is also known as busting. A perfect 21 can be achieved with just two cards (an ace along with a 10 or face card).

Online Blackjack Real Money Pay Tables

Why Play Blackjack Online for Real Money?

Despite the fear that many players have with gambling through an online casino, real money gambling online has become widely popular on a global level. If you are wondering why it has become so popular, then take these unique factors into consideration:

• Convenience of Play
• Large Bonuses
• Low Stakes Games
• Control Over Game Speed
• Multiple Variations Offered
• No Casino Etiquette to Break

Convenience of Play

Before real money blackjack online was in existence, the only way to play was to put on your best clothes and make your way to the closest casino. Not only did this mean you had to leave the comfort of your own home, but you also had to withdraw money that you would take with you into the land-based casino.

Large Bonuses

One of the best perks about signing up with an online gambling site is the large bonuses that you can cash in on. This includes both deposit bonuses and table game bonuses. Just make sure you read the fine print to these bonuses before getting too excited.

Low Stakes Games

If you’re playing blackjack for real money in a land-based casino, then you may have a hard time finding any tables that allow low stake bets. Typically, the lowest you will find in a brick and mortar casino is $10 to $20.

But with real money blackjack online, you can find blackjack tables that allow for lower wagers than usual. Some online casino sites allow bets to go as low as $5 and even $1.

Control Over Game Speed

When it comes to land-based casinos, there is a lot of pressure that comes with sitting at a table and having to keep up with the pace of the game and other players. This is especially true for a game as fast-paced as real money blackjack.

When you are playing blackjack online, the game is naturally moving at a slightly slower pace due the time granted for virtual bets to be placed. If you are playing machine dealer real money blackjack on a casino app, then you have complete control over the speed of the game.

Multiple Variations Offered

Depending on which casinos you visit, you may find it difficult to find a specific variation of blackjack that you are looking for. And this can be really frustrating when you are trying to play blackjack for real money.

You can also take time and experiment with different variations without being the person at the casino who bounces from table to table looking for a quick win.

No Casino Etiquette to Break

As we referenced just above, many of the high roller brick and mortar casinos have certain dress codes that can be annoying to follow. When you think about the idea of playing blackjack for real money, you want to be as comfortable as possible. And there is no better way to do this than to choose your own dress code.

Another rule of casino etiquette that you do not have to worry about breaking involves sitting at a table with a live dealer and other players. This includes:

• Asking the blackjack dealer for advice
• Bending or folding cards
• Lifting your cards with the wrong hand
• Looking at your phone
• Getting incoherently drunk

When you play real money blackjack online, you do not have to worry about breaking any of these etiquette rules.

Blackjack Popularity by Location

Blackjack is one of the most popular casino table games in the world. In fact, we challenge you to find a casino, either online or brick and mortar, that does not have at least one variation of blackjack available for play.

But despite real money blackjack’s global popularity, there are a few specific places that are more popular than others when it comes to attractive avid blackjack players. This includes:

• Las Vegas
• Macau
• Atlantic City

Largest Blackjack Payouts

It is only natural to sit around and fantasize about the potential big winnings you could earn from playing real money blackjack online. After all, what is the point in playing for real money if your ultimate goal isn’t to make a pile of cash?

And the good news is that real money blackjack tends to be a very lucrative game for some players, especially for those with years of experience playing the game and counting cards. In fact, the largest blackjack payout that was ever earned was in 1995 by a very well-known and experienced blackjack player by the name of Kerry Packer.

Out of excitement, Packer tipped the dealers each a million dollars.

Real Money Blackjack Online Terms to Know

Term	Definition
Blackjack	A hand with two cards consisting of an ace and a 10 value card
Box	The area in front of different players where bets are placed
Bust	When your hand’s total value goes above 21
Count	A count is when you mentally record what cards that have been dealt in order to calculate and predict future card trends; also known as card counting
Chip Down	When you decrease your bet from the total wager of the previous round
Chip Up	When you increase your bet from the total wager of the previous round
Double Down	Doubling down is when you double your original bet and receive just one more card from the deck
Even Money	An even money round is when you take a 1:1 payout on your bet when you have blackjack and the dealer has an ace
Hard Hand	A hand without an ace, meaning it only has one total value
Hit	When you take another card from the dealer
Hole Card	The dealer’s face down card
Insurance	A type of bet that is only offered if and when the dealer has an ace; this bet is paid at odds of 2:1 if the dealer gets a blackjack.
Jack Black	A nickname given to a drunk player with a blackjack
Monkey	A card with a value of 10, which includes 10s, Jacks, Queens, and Kings
Paint	A picture card
Pair	A hand with two cards containing equal value. Pair hands may be split
Perfect Play	When you play your hand perfectly according to any widely popular and accepted blackjack strategy
Shoe	A gaming device found in casinos that holds multiple decks of cards and is used for games like blackjack
Soft Hand	A hand which contains an ace valued as an 11; this hand allows another card to be taken safely, as it’s impossible to bust
Split	A split occurs when a player decides to split two equal value cards into two separate hands; this also requires their bet to be doubled
Stand	When you decide not to take any more cards in a round; also known as sitting
Stand Off	When a player and dealer have the same value in hand
Surrender	When you forfeit half of your total bet knowing you will lose to the dealer

Real Money Blackjack FAQ